By: Edward L. Blais, JD, CIC
Have you ever had a car dealership ask you for a copy of your insurance policy before test-driving a car? We’re guessing not. A dealership wouldn’t ask you for your insurance because they already have that detail covered with their own coverage for their cache of cars. Just like a dealership doesn’t take chances when giving test drivers permission to take their cars for a trial, neither should you when allowing someone to test drive the car you’re trying to sell.
No one buys a used car without test-driving it first, so it is important to keep your insurance on your vehicle during the time you’re trying to sell the car. If an accident occurs, the owner of the car would be primarily responsible.
When you see the increase in your policy from adding a new vehicle don’t fret, once the old vehicle sells, perhaps within a week or two, the premium will go down upon deleting the now sold vehicle. At Blais Insurance, we are always available to answer your insurance questions, and welcome the opportunity to do so. Please call us at 401-725-0070.
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