Special things require special insurance – and that doesn’t necessarily mean more money

By: Edward L. Blais, JD, CIC

Spring fever has officially arrived in Northern Rhode Island, which means many individuals will take to the open road in their classic cars. Before you remove that prized auto from winter storage, Blais Insurance would like to remind you of the importance of protecting your investment.

Through our partnerships with some of the nation’s top-rated car insurance companies, Blais Insurance offers classic car enthusiasts better insurance coverage at reasonable rates. Quite often, to secure classic car coverage, you must have an additional vehicle that you drive primarily. Because of this, we can secure you better coverage for less money than if you insured your classic car on your normal auto policy.

In order to qualify for classic car insurance, your vehicle must meet certain requirements. Some of the basics include:

• Use of vehicle – Classic cars cannot be utilized on a daily basis. Most policies include mileage restrictions and many require that you maintain another vehicle for everyday use. 
• Safe Storage – When you’re not driving your car, it must be kept in a secured, locked unit (such as a garage or vehicle storage facility).
• Good Driving Record – You must have a clean driving record to qualify for classic car insurance. Offenses such as speeding violations, reckless driving or driving while intoxicated can disqualify you from coverage.
• Classic Car Shows – Given the ‘limited use’ provision for many classic car policies you may want to attain specialized insurance if you plan on traveling for car shows. You wouldn’t want travel restrictions to hamper your ability to enjoy multi-day car show excursions.

At Blais Insurance, we are committed to helping you protect what matters most. For generations, we have helped local families and businesses safeguard their investments and we take that responsibility very seriously.

Whether you require specialty insurance, such as classic car insurance, or a complete homeowner’s insurance package, we have the knowledge and expertise to guide you through the process. Call us today at 725.0070 for a complimentary policy review.