Now’s the Time to Upgrade Your Home Heating Systems

 By: Edward L. Blais, JD, CIC

The summer is well underway and for some this means days spent lounging by the pool or soaking in the warm summer sun. If this sounds like you, there may be a better way to use this much needed and long anticipated downtime. When was the last time you updated the heating system in your home? Making sure your systems are up to date and working efficiently have more than one benefit for you and your family. Blais Insurance cares about you and your home and we want to make sure that you know the facts when it comes to your heating systems.

The best way to ensure safety and responsibility when it comes to your home is to be informed. An article published by www.energy.gov outlined the efficiency of boilers and furnaces. We want to make sure that you have all the information you need to replace your old and outdated heating system. Below, we have compiled a list for you to keep in mind:

·      Safety – Safety is our number one priority when it comes to you and your family. Old and outdated heating systems can be dangerous if they are not properly cared for and maintained. Make sure that your current heating system has been inspected properly and is safely functioning within your home.

·      Efficiency – A central furnace or boiler’s efficiency is measured by annual fuel utilization efficiency (AFUE). All new furnaces or boilers are required to display their AFUE to make it easier to compare heating efficiencies of the systems. AFUE measures the conversion of energy in the fuel to heat over the course of a year. Old, low efficiency heating systems typically have AFUE’s of 56% to 70%. New systems commonly have AFUE percentages of 90% to 98.5%. Upgrading your heating system may seem daunting, however you could be saving money and resources by making sure that you have the most efficient system.

·      The Future – It’s best to be prepared for anything when it comes to your home. Many insurance policies will not allow clients to change policies unless they have updated heating systems in their homes. Some carriers are also re-inspecting homes that have policies written years ago to review their existing heating systems. When it comes to updating your home systems, it is better to plan ahead; rather than wait for a time when you may be financially or otherwise unprepared.

We hope that these tips regarding your heating systems are helpful as you plan your home maintenance projects. At Blais Insurance, we want to ensure that you are using your time and money in the best way possible. If you would like to learn more about our policies, please give us a call at 401.725.0070.