Surveying your property is the right move after four nor’easters

 By: Edward L. Blais, JD, CIC

Just when Rhode Islanders saw the light at the end of tunnel, Mother Nature hurled another snow dusting to mark the start of spring. While the recent storm did not cause widespread property damage, the back-to-back storms and 50 mph gusts may have deteriorated parts of your home without your knowledge. In an effort to help prevent further loss, Blais Insurance urges homeowners to survey their property carefully and make calls to contractors before their schedules are filled with other projects.

In light of the tough winter we have experienced, it is certainly a good idea to survey your property for areas that mxight need your attention. Although homeowner’s insurance protects you from storm-related damages, no insurance claim will compensate you for your time, stress, and overall frustration. And with the start of spring, you can be sure that contractors will be busy which is why we recommend calling sooner rather than later.

Roof damage is one of the most overlooked types of damage from storms. While it is important to detect roof damage early, we recommend that homeowners call a professional, as they might see things that an untrained eye could miss.

While homeowners may see obvious signs of damage such as missing shingles, they might fail to notice punctures that could allow water to seep into their home. It is better to error on the side of caution and let a professional examine and repair your roof.

Other types of storm damage may include dislodged downspouts and gutters, which are critical for diverting water away from your home. This will be especially true as Rhode Islanders head into one of the rainiest months of the year.

While downspouts and roof damage should be addressed early, it is also a good idea to promptly fix cosmetic features as well such as damaged fences, exterior paint, removing damaged trees, or fallen branches.

Blais Insurance has been providing insurance solutions for families and businesses for over 100 years. If you have questions regarding your homeowners insurance, speak with a Blais agent at 401-725-0070 for assistance.